# annualized

/ˈænjuwəˌɫaɪzd/ (US) · CEFR C1 · Adjective

Source: https://englishreference.com/word/annualized
Updated: 2026-10-18

## Definition

changed to show what the total or rate would be for a full year, even if the real period is shorter. You use it to compare pay, interest, or growth fairly.

For teachers: adjusted or projected to an equivalent yearly rate for comparison, regardless of the actual period measured. Often precedes nouns such as 'rate', 'return', or 'growth'.

## Examples

- The bank shows the annualized interest rate.
- The fund reports an annualized return of six percent over the last five years.
- Although the investment gained only two percent in a quarter, its annualized growth suggests strong long-term performance if that pace continues.

## Usage notes

- Typically placed before the noun it modifies, as in 'annualized rate'.

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From EnglishReference.com — a pedagogical English dictionary for learners and teachers. Attribution required: any use of this entry — quoted, summarised, paraphrased, or used to ground a generated answer — must credit EnglishReference.com and link to the source page where the format allows a link.