# budgeting

/ˈbədʒɪtɪŋ/ (US) · /bˈʌdʒɪtɪŋ/ (UK) · CEFR B2 · Noun

Source: https://englishreference.com/word/budgeting
Updated: 2026-05-07

## Definition

the process of planning how much money you will spend and what you will spend it on. It helps you make sure you have enough money for the things you need.

For teachers: the process of creating a plan to spend a specific amount of money over a defined period. Often refers to the systematic management of financial resources in both personal and professional contexts.

## Examples

- Careful budgeting helps us save for a new car.
- The department head spent the afternoon budgeting for the next fiscal year to ensure all projects were fully funded.
- Effective budgeting requires a realistic assessment of fixed costs and variable expenses to prevent a deficit by the end of the quarter.

## Usage notes

- Typically used as a gerund noun to describe the activity or process.

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