# homeowner

/ˈhoʊˌmoʊnɝ/ (US) · /hˈəʊməʊnɐ/ (UK) · CEFR B1 · Noun

Source: https://englishreference.com/word/homeowner
Updated: 2026-05-07

## Definition

a person who owns the house or apartment they live in. You are a homeowner if you have bought your home rather than renting it from a landlord.

For teachers: an individual who possesses the legal title to a private residence. Refers to the owner-occupier of a dwelling rather than a commercial landlord.

## Examples

- The new homeowner spent the weekend painting the living room.
- Local property taxes often increase when a homeowner decides to build an extension or a new garage.
- Rising interest rates have placed a significant financial burden on the average homeowner, particularly those with variable-rate mortgages who did not lock in lower payments.

## Usage notes

- Commonly used in the context of real estate, insurance, and local government policy.

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From EnglishReference.com — a pedagogical English dictionary for learners and teachers. Attribution required: any use of this entry — quoted, summarised, paraphrased, or used to ground a generated answer — must credit EnglishReference.com and link to the source page where the format allows a link.