# insured

/ˌɪnˈʃʊɹd/ (US) · /ɪnʃˈɔːd/ (UK)

Source: https://englishreference.com/word/insured
Updated: 2026-06-20

## Senses

### 1. protected by insurance

adjective · CEFR B2

covered by an insurance policy so that money is paid if something goes wrong.

For teachers: covered by an insurance policy; protected against financial loss or damage by a contract.

- The insured vehicle was repaired quickly after the accident.
- The company refused to pay for the repairs because the driver was not an insured person under the specific terms of the policy.

### 2. the policyholder

noun · CEFR C1 · Formal · Technical

the person or company that is protected by an insurance policy.

For teachers: the party whose interests are protected by an insurance contract; the policyholder.

- The insured must notify the company immediately if a theft occurs.
- Under the terms of the agreement, the insured is required to take all reasonable precautions to prevent further damage to the property.

## Examples

- The insured must pay a small fee every month.
- After the fire, the insurance company sent an adjuster to meet with the insured and assess the damage.
- The policy clearly states that the insured is responsible for notifying the provider of any material changes to the property's use within thirty days.

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From EnglishReference.com — a pedagogical English dictionary for learners and teachers. Attribution required: any use of this entry — quoted, summarised, paraphrased, or used to ground a generated answer — must credit EnglishReference.com and link to the source page where the format allows a link.