# uninsured

/ˌənɪnˈʃʊɹd/ (US) · /ˌʌnɪnʃˈɔːd/ (UK)

Source: https://englishreference.com/word/uninsured
Updated: 2026-08-27

## Senses

### 1. without insurance

adjective · CEFR B2

describes a person, vehicle, or building that does not have an insurance policy.

For teachers: lacking insurance coverage; not protected by a contract of insurance.

- The police stopped the driver because the car was uninsured.
- Driving an uninsured vehicle is a serious offence that often results in heavy fines and the immediate seizure of the car by authorities.

### 2. people without insurance

noun · CEFR C1 · Formal

people who do not have insurance, especially health insurance.

For teachers: a person or group of people lacking insurance coverage, particularly in the context of healthcare or social policy.

- The new government program aims to provide basic medical care for the uninsured.
- Public health experts are concerned that the rising cost of premiums will significantly increase the number of the uninsured across the country.

Usage: Often used as a collective noun with 'the', as in 'the uninsured'.

## Examples

- The driver was uninsured when the accident happened.
- Many homeowners found themselves uninsured against flood damage because their standard policy only covered fire and theft.
- The hospital faces significant financial strain when treating a high volume of uninsured patients who cannot afford the rising costs of emergency medical procedures.

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From EnglishReference.com — a pedagogical English dictionary for learners and teachers. Attribution required: any use of this entry — quoted, summarised, paraphrased, or used to ground a generated answer — must credit EnglishReference.com and link to the source page where the format allows a link.