Word
guaranty
Phoneticsguar·an·ty, stress on the third syllable
US/ˌɡɛɹənˈti/
UK/ɡˈæɹənti/
Countable noun
Definition
n. a formal promise to pay another person's debt if that person cannot pay. Banks and landlords often ask for one before they lend money or rent a flat.
n. a formal pledge to assume responsibility for another party's debt or contractual obligation upon default. Often executed as a separate written instrument from the underlying contract.
Examples
“The bank asks for a guaranty before it lends money.”
“The landlord requires a signed guaranty from her parents before renting the apartment to the student.”
“The loan agreement included a continuing guaranty that kept the director liable for future debts until the company repaid the full balance.”
Examples
simple
“The bank asks for a guaranty before it lends money.”
contextual
“The landlord requires a signed guaranty from her parents before renting the apartment to the student.”
complex
“The loan agreement included a continuing guaranty that kept the director liable for future debts until the company repaid the full balance.”
Collocations
Common phrases and expressions where native English speakers use the word “guaranty” in context.
Verb
01. enforce guaranty
“The lender moved to enforce guaranty after the borrower defaulted.”
verb + noun
02. guaranty covers
“The guaranty covers any unpaid rent and damage costs.”
noun + verb
03. guaranty expires
“The guaranty expires automatically once the loan is fully repaid.”
noun + verb
04. guaranty secures
“The guaranty secures repayment if the startup fails.”
noun + verb
Adjective
05. continuing guaranty
“He signed a continuing guaranty that remains valid for future loans.”
adj + noun
06. corporate guaranty
“The parent company issued a corporate guaranty for its subsidiary's debt.”
adj + noun
07. limited guaranty
“She provided a limited guaranty capped at six months' rent.”
adj + noun
08. personal guaranty
“The bank required a personal guaranty from the director before approving the loan.”
adj + noun
Noun
09. deed of guaranty
“The solicitor prepared a deed of guaranty for both parties to sign.”
noun + prep + noun
10. payment under guaranty
“The bank demanded payment under guaranty after the default.”
noun + prep + noun
11. be released from guaranty
“He was released from guaranty once the debt was fully cleared.”
12. enforce the terms of guaranty
“The lender threatened to enforce the terms of guaranty in court.”
Usage
Commonly paired with 'of payment' or 'of collection' in commercial contracts; often takes the preposition 'of'.
Etymology
From Old French guarantie, from Old French guarantie (“protection, defense”), from Old French garantir, guarantir (“to warrant, vouch for something”), from Old French garant, guarant, warant (“a warrant; warranter, supporter, defender, protector”), from Frankish warand, warjand (“a warrant”), from Frankish warjan (“to fend for, designate something as true, vouch for”), from Proto-Germanic warjaną (“to defend, protect”), from Proto-Indo-European *wer- (“to close, cover, protect, save, defend”). Cognate with Middle Low German warent, warend (“a warrant”), German gewähren (“to grant”). More at warrant. Doublet of guarantee and warranty.
Etymology adapted from Wiktionary, available under CC BY-SA 4.0.
Synonyms
Related words
Domain
- Exam level
- CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990
- Frequency
- Occasional
- Level
- C1 · Advanced
- Updated
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