English Reference

Word

arrear

Phoneticsar·rear, stress on the second syllable

/əˈɹɪɹ/

Countable & uncountable

Definition

n. money that you owe because you did not pay it on time. It is often used to describe late rent or loan payments.

n. an unpaid or overdue debt; the state of being behind in payments. Typically used in the plural form to refer to the outstanding balance itself.

Examples

“He is in arrears with his rent.”

“The company was forced to declare bankruptcy after falling into significant arrears with its primary suppliers.”

“The court ordered the tenant to settle all outstanding arrears within thirty days or face immediate eviction from the commercial premises.”

Examples

simple

“He is in arrears with his rent.”

contextual

“The company was forced to declare bankruptcy after falling into significant arrears with its primary suppliers.”

complex

“The court ordered the tenant to settle all outstanding arrears within thirty days or face immediate eviction from the commercial premises.”

Usage

Commonly used in the plural ('arrears') and often appears in the phrase 'in arrears'.

Pitfall

He paid his arrear

He paid his arrears

When referring to the money owed, the plural form 'arrears' is almost always used.

Etymology

From Middle English arere, from Old French arere or ariere, from Vulgar Latin ad retro, literally “to the rear”.

Etymology adapted from Wiktionary, available under CC BY-SA 4.0.

Domain

Finance

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990
Frequency
Rare
Level
C1 · Advanced
Updated

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English Reference