English Reference

Word

guarantor

Phoneticsguar·an·tor, stress on the third syllable

US/ˌɡɛɹənˈtɔɹ/

UK/ɡˈæɹɑːntˌɔː/

Countable noun

Definition

n. a person or company that promises to pay a debt if someone else cannot. You often see this in contracts for loans or when renting an apartment.

n. a person or entity that provides a guarantee for the performance of a duty or the payment of a debt. Often used in legal or financial contexts to describe a third party assuming liability.

Examples

“The bank asked for a guarantor before approving the loan.”

“Because the student had no credit history, her parents had to act as guarantors for the apartment lease.”

“The treaty required a neutral third party to serve as a guarantor, ensuring that both nations would adhere to the terms of the ceasefire agreement.”

Examples

simple

“The bank asked for a guarantor before approving the loan.”

contextual

“Because the student had no credit history, her parents had to act as guarantors for the apartment lease.”

complex

“The treaty required a neutral third party to serve as a guarantor, ensuring that both nations would adhere to the terms of the ceasefire agreement.”

Real-World Examples

“He would co-sign their lease - becoming the legal guarantor for their apartment.”
BBC News 29 Aug 2026

Word family

NOUN

guarantor(C1)

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990
Frequency
Occasional
Level
C1 · Advanced
Updated

QR code

englishreference.com/q/guarantor

English Reference