English Reference

Word

incur

Phoneticsin·cur, stress on the second syllable

US/ˌɪnˈkɝ/

UK/ɪnkˈɜː/

Definitions

01to become liable for costs

C1 · Advanced Law Formal · Technical

v. to become responsible for paying a cost or a debt.

v. to become liable for a debt, expense, or penalty through one's actions. Transitive — requires a direct object such as 'costs', 'debt', or 'fees'.

“You will incur a small fee if you pay your bill late.”

“The company incurred significant legal expenses during the three-year patent dispute, which ultimately impacted their annual profit margins.”

Antonyms

02to bring upon oneself

C1 · Advanced Formal

v. to experience something negative, like someone's anger or a bad reputation, because of what you did.

v. to bring something undesirable, such as criticism or hostility, upon oneself. Transitive — usually takes an abstract noun as an object.

“His rude comments incurred the anger of his teammates.”

“The minister's controversial decision incurred the wrath of the public and led to widespread protests across the capital.”

Collocations

Common phrases and expressions where native English speakers use the word “incur” in context.

Verb

01. incur a debt

“The company incurred a massive debt after the failed acquisition of its rival.”

verb + noun

02. incur a penalty

“Late submissions will automatically incur a penalty of ten percent.”

verb + noun

03. incur additional costs

“You may incur additional costs if you decide to upgrade your flight to business class.”

verb + adj + noun

04. incur the wrath of the public

“The politician incurred the wrath of the public when he broke his own lockdown rules.”

verb + noun + prep + noun

Adverb

05. incur expenses directly

“The employee incurred travel expenses directly while attending the international conference.”

verb + noun + adv

06. inevitably incur losses

“Startups often inevitably incur losses during their first two years of operation.”

adv + verb + noun

Usage

The verb is transitive and requires a direct object, typically a noun representing a negative consequence like 'debt', 'wrath', or 'expense'.

Pitfall

he incurred to a large debt

he incurred a large debt

Incur is a transitive verb and should not be followed by the preposition 'to'.

Real-World Examples

“In a civil case such as this, the legal convention is that the losing party must reimburse "reasonable" legal fees incurred by the other side.”
BBC News 21 Aug 2026
“Everything he was learning, he could have found in a book, and the nine grand of annual fees was only a fraction of the total debt he was incurring.”
The Guardian 11 Aug 2026

Etymology

From Middle English incurren, from Anglo-Norman encurir, Middle French encourir, from Old French encorre, from Latin incurrere.

Etymology adapted from Wiktionary, available under CC BY-SA 4.0.

Word family

VERB

incur(C1)

Domains

AccountingLaw

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990
Frequency
Frequent
Level
C1 · AdvancedOxford
Updated

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English Reference