English Reference

Word

lending

Phoneticslend·ing, stress on the first syllable

US/ˈɫɛndɪŋ/

UK/lˈɛndɪŋ/

Definitions

01financial credit

B2 · Upper Intermediate Uncountable noun

n. the act of a bank or person letting someone borrow money.

n. the provision of funds by a financial institution or individual with the expectation of repayment, usually with interest.

“The bank is increasing its lending to small businesses this year.”

“Strict lending criteria have made it difficult for first-time buyers to secure a mortgage in the current economic climate.”

Usage

Often used as an uncountable noun in business contexts like 'lending rates' or 'bank lending'.

Synonyms

Antonyms

02letting someone use an item

B2 · Upper Intermediate Uncountable noun

n. the act of letting someone use something you own for a short time.

n. the act of allowing the temporary use of a physical object or resource.

“The library's lending policy allows you to keep books for three weeks.”

“The museum's lending programme facilitates the exchange of rare artefacts between international galleries for temporary exhibitions.”

Synonyms

Antonyms

Real-World Examples

“Guitars are some of the instruments available through TPL’s Musical Instrument Lending Library , giving Torontonians a chance to explore music without spending hundreds of dollars on an instrument.”
Toronto Sun 13 Sept 2026
“The Evidencing the Social Value of Public Libraries project explored how libraries create value beyond traditional measures such as visitor numbers and book lending.”
Phys.org 11 Sept 2026

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B2 FirstIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.5.5–6.5TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 4.0–4.572–94TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.785–944
Frequency
Frequent
Level
B2 · Upper Intermediate
Updated

QR code

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English Reference