ENGLISH
REFERENCE

loans

n. countable
B1 Intermediate US //ˈɫoʊnz// UK //lˈəʊnz// loans

n. sums of money that people or companies borrow and must pay back later, usually with an extra cost called interest.

n. sums of money borrowed from a lender, typically a financial institution, that are expected to be paid back with interest. Often used in the plural to refer to the general category of debt or multiple borrowing agreements.


SIMPLE

She took out several student loans to pay for her university degree.

CONTEXTUAL

The bank offers low-interest loans to small business owners who want to expand their operations.

COMPLEX

Economists are concerned that the rising volume of personal loans may lead to a decrease in consumer spending as households prioritise debt repayment over new purchases.

Synonyms
Antonyms
Usage

Commonly used with the verb 'take out' or 'repay'.

Pitfall

I asked the bank for a lendI asked the bank for a loanLearners often confuse the verb 'lend' with the noun 'loan'.

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