English Reference

Word

repayment

Phoneticsre·pay·ment, stress on the second syllable

US/ɹiˈpeɪmənt/

UK/ɹɪpˈeɪmənt/

Definitions

01paying back money

B2 · Upper Intermediate Uncountable noun

n. the act of paying back money that you owe to a person or a bank.

n. the process or act of returning borrowed funds to a creditor.

“The bank agreed to a lower monthly repayment to help the family manage their debt.”

“The borrower requested a temporary suspension of repayment while they transitioned between jobs to avoid defaulting on the loan.”

Usage

Often used in the plural when referring to a series of scheduled payments.

Antonyms

02the amount paid

B2 · Upper Intermediate Countable noun

n. the specific amount of money that is paid back.

n. the specific sum of money returned to a lender, often including interest.

“Her monthly mortgage repayment increased after the interest rates went up.”

“The final repayment was significantly larger than the previous ones due to the balloon payment structure of the commercial lease.”

Usage

Commonly used with adjectives like 'monthly', 'annual', or 'lump-sum'.

03revenge

C2 · Proficiency Uncountable noun Literary

n. something bad done to someone because they did something bad to you first.

n. the act of retaliating or taking revenge for a perceived wrong.

“He viewed the loss of his rival's business as a just repayment for years of insults.”

“In the final act of the tragedy, the hero demands a bloody repayment for the betrayal of his kin.”

Antonyms

Real-World Examples

“For example, homeowners face higher mortgage repayments, which can outweigh better savings deals.”
BBC News 19 Aug 2026
“Meanwhile, expected lifetime repayments for lower earners “have risen from £6,430 to £42,070”, expressed in 2026 prices.”
The Guardian 10 Aug 2026

Word family

NOUN

repayment(B2)

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B2 FirstIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.5.5–6.5TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 4.0–4.572–94TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.785–944
Frequency
Frequent
Level
B2 · Upper Intermediate
Updated

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English Reference