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endowment

n.
US //ɛnˈdaʊmənt// UK //ɛndˈaʊmənt// en·dow·ment
  1. 1 financial gift (n.)
    C1 Advanced Formal

    a large amount of money given to a university, hospital, or charity to provide it with a permanent income.

    a permanent fund or source of income bestowed upon an institution, typically invested to provide ongoing financial support.

    Example

    The university used a generous endowment from a former student to build the new library.

    Example

    The museum's substantial endowment allows it to maintain the collection and offer free admission to the public regardless of fluctuating ticket sales.

    Usage

    Often used with the verbs 'provide', 'establish', or 'manage'.

  2. 2 natural talent (n.)
    C1 Advanced Formal Literary

    a natural quality or ability that you are born with.

    an innate physical or mental quality, talent, or attribute possessed by an individual.

    Example

    She was lucky to have a natural endowment for music and could play the piano by ear.

    Example

    The philosopher argued that every human being possesses a unique intellectual endowment that must be nurtured through rigorous education.

    Usage

    Frequently used in the plural form 'endowments' when referring to multiple talents.

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  1. 3 insurance policy (n.)
    C2 Proficiency Technical British English

    a type of insurance policy that pays out a lump sum of money after a specific period of time.

    a form of life insurance that pays a specified sum to the insured upon reaching a certain age or to the beneficiaries upon the insured's death.

    Example

    They took out an endowment policy to help pay off their mortgage in twenty years.

    Example

    The financial advisor warned that the projected growth of the endowment might not be sufficient to cover the remaining balance of the loan.

    Usage

    Commonly appears in the compound 'endowment policy' or 'endowment mortgage'.

Origin

From Middle English endowement; equivalent to endow + -ment.

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