English Reference

Word

lender

US/ˈɫɛndɝ/

UK/lˈɛndɐ/

Countable noun

Definition

n. a person or company, such as a bank, that lends money to people or businesses.

n. an entity, typically a financial institution, that provides capital to a borrower under a credit agreement.

Examples

“The lender approved my application for a small business loan.”

“Before signing the contract, make sure you compare the interest rates offered by each private lender.”

“In a tightening credit market, the primary lender may require additional collateral to mitigate the risk of a potential default by the borrower.”

Examples

simple

“The lender approved my application for a small business loan.”

contextual

“Before signing the contract, make sure you compare the interest rates offered by each private lender.”

complex

“In a tightening credit market, the primary lender may require additional collateral to mitigate the risk of a potential default by the borrower.”

Usage

Often used with the preposition 'to' when identifying the recipient of the loan.

Real-World Examples

“That speedy rise led to lenders quickly pulling deals while they tried to work out what interest rate to charge.”
BBC News 2 Sept 2026
“Lenders can decide to reduce their own interest rates if Bank cuts make borrowing costs cheaper.”
BBC News 19 Aug 2026

Etymology

From Middle English lendare, leendare, variants of lenner, lenere, equivalent to lend + -er.

Etymology adapted from Wiktionary, available under CC BY-SA 4.0.

Synonyms

creditorloaner

Antonyms

Word family

NOUN

lender(B2)

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B2 FirstIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.5.5–6.5TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 4.0–4.572–94TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.785–944EikenEikenTest in Practical English ProficiencyThe English proficiency test from the Eiken Foundation of Japan, widely taken by Japanese students. Grades run from 5 to 1, with Pre-1 and Pre-2 between them.Pre-1
Frequency
Frequent
Level
B2 · Upper Intermediate
Updated

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English Reference