English Reference

Word

uninsured

Phoneticsunin·sured

US/ˌənɪnˈʃʊɹd/

UK/ˌʌnɪnʃˈɔːd/

Definitions

01without insurance

B2 · Upper Intermediate

adj. describes a person, vehicle, or building that does not have an insurance policy.

adj. lacking insurance coverage; not protected by a contract of insurance.

“The police stopped the driver because the car was uninsured.”

“Driving an uninsured vehicle is a serious offence that often results in heavy fines and the immediate seizure of the car by authorities.”

Antonyms

02people without insurance

C1 · Advanced Plural noun Formal

n. people who do not have insurance, especially health insurance.

n. a person or group of people lacking insurance coverage, particularly in the context of healthcare or social policy.

“The new government program aims to provide basic medical care for the uninsured.”

“Public health experts are concerned that the rising cost of premiums will significantly increase the number of the uninsured across the country.”

Usage

Often used as a collective noun with 'the', as in 'the uninsured'.

Real-World Examples

“For Florida, it is not clear what the decline of 450,000 enrollees in ACA plans will mean for the overall state uninsured rate .”
The Conversation 18 Aug 2026
“The nation's uninsured rate hit a historical low when Xavier Becerra was health secretary.”
NPR 23 Aug 2026

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B2 FirstIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.5.5–6.5TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 4.0–4.572–94TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.785–944
Frequency
Frequent
Level
B2 · Upper Intermediate
Updated

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English Reference