English Reference

Word

insured

Phoneticsin·sured, stress on the second syllable

US/ˌɪnˈʃʊɹd/

UK/ɪnʃˈɔːd/

Definitions

01protected by insurance

B2 · Upper Intermediate Law

adj. covered by an insurance policy so that money is paid if something goes wrong.

adj. covered by an insurance policy; protected against financial loss or damage by a contract.

“The insured vehicle was repaired quickly after the accident.”

“The company refused to pay for the repairs because the driver was not an insured person under the specific terms of the policy.”

Antonyms

02the policyholder

C1 · Advanced Countable noun Law Formal · Technical

n. the person or company that is protected by an insurance policy.

n. the party whose interests are protected by an insurance contract; the policyholder.

“The insured must notify the company immediately if a theft occurs.”

“Under the terms of the agreement, the insured is required to take all reasonable precautions to prevent further damage to the property.”

Synonyms

policyholderbeneficiary

Antonyms

Real-World Examples

“Nearly one-sixth of people enrolled in Medicare Advantage, the private version of Medicare, are insured by a Medicare Advantage plan owned by a hospital .”
The Conversation 18 Aug 2026
“Outside of the trials, they can't be insured, and thus can only legally be ridden on private land, with the owner's permission.”
BBC News 22 Jul 2026

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990
Frequency
Frequent
Level
C1 · Advanced
Updated

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English Reference