Word
In Japanese
installment; instalment; premium
その保険の掛け金は１ヶ月１万円だ。
You pay 10,000 yen a month as an insurance premium. Tatoeba
premium
gift; premium; freebie
その雑誌の購読予約をして景品をもらった。
I got a premium for subscribing to the magazine. Tatoeba
Japanese from JMdict (EDRDG), CC BY-SA 4.0. Example sentences from Tatoeba, CC BY 2.0 FR. All sources.
Definitions
01insurance cost
B2 · Upper Intermediate Countable noun
n. the amount of money you pay regularly for an insurance policy.
n. the periodic payment made by an insured party to an underwriter for coverage.
Español:prima
“If you have a car accident, your monthly insurance premium might go up.”
“The actuary calculated that the annual premium would need to increase by ten percent to cover the projected risks of the new policyholders.”
Usage
Often used with 'monthly' or 'annual'.
02extra value or cost
C1 · Advanced Countable noun Finance Formal
n. an extra amount of money added to the normal price.
n. an amount paid in addition to the standard price or par value.
“During the busy holiday season, hotel rooms are often at a premium.”
“Investors were willing to pay a significant premium for the shares, betting on the company's long-term growth potential despite current losses.”
Usage
Commonly used in the phrase 'at a premium'.
Teaching tip
When something is 'at a premium', it means it is rare and people are willing to pay more for it.
Antonyms
03high quality
B2 · Upper Intermediate
adj. of very high quality or more expensive than usual.
adj. denoting a product or service of superior quality and higher price point than standard versions.
“The airline offers a premium service for passengers who want more legroom.”
“The brand successfully repositioned itself in the premium market by using organic materials and artisanal manufacturing techniques.”
Usage
Usually placed before the noun.
Synonyms
Collocations
Common phrases and expressions where native English speakers use the word “premium” in context.
Verb
01. command a high premium
“Rare vintage watches command a high premium at international auctions.”
verb + adj + noun
02. pay a premium
“Discerning customers are often willing to pay a premium for organic produce.”
verb + noun
03. place a premium on quality
“The new management team decided to place a premium on quality over quantity.”
verb + noun + prep + noun
Adjective
04. annual premium
“Your annual premium will be adjusted based on your driving record this year.”
adj + noun
05. hefty premium
“Investors paid a hefty premium to acquire the tech startup before the IPO.”
adj + noun
Noun
06. insurance premium
“The monthly insurance premium increased significantly after the flood damage.”
noun + noun
07. premium rate
“Subscribers can access the exclusive content by paying a premium rate.”
noun + noun
Preposition
08. at a premium
“During the peak tourist season, hotel rooms in the city center are at a premium.”
prep + noun
09. premium account
Real-World Examples
“The RAC says this can bring your premium down, but warns it can also do the opposite.” “Earlier this month in the US, Starbucks CEO Brian Niccol came under fire for suggesting a "$9 [£6.68] experience" at one of his outlets was a "really affordable premium experience".” Etymology
From Latin praemium (“prize”).
Etymology adapted from Wiktionary, available under CC BY-SA 4.0.
Related words
Domain
- Exam level
- CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990EikenEikenTest in Practical English ProficiencyThe English proficiency test from the Eiken Foundation of Japan, widely taken by Japanese students. Grades run from 5 to 1, with Pre-1 and Pre-2 between them.Grade 1
- Frequency
- Common
- Level
- C1 · AdvancedOxford
- Updated
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QR code
englishreference.com/q/premium
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「日本語」「カタカナ語」 data: JMdict (EDRDG), CC BY-SA 4.0
‘외래어’ data: 한국어기초사전 (국립국어원), CC BY-SA 2.0 KR
Traducciones: Kaikki.org (Wiktionary), CC BY-SA 4.0