English Reference

Word

annualized

Phoneticsan·nu·al·ized, stress on the first syllable

/ˈænjuwəˌɫaɪzd/

Definition

adj. changed to show what the total or rate would be for a full year, even if the real period is shorter. You use it to compare pay, interest, or growth fairly.

adj. adjusted or projected to an equivalent yearly rate for comparison, regardless of the actual period measured. Often precedes nouns such as 'rate', 'return', or 'growth'.

Examples

“The bank shows the annualized interest rate.”

“The fund reports an annualized return of six percent over the last five years.”

“Although the investment gained only two percent in a quarter, its annualized growth suggests strong long-term performance if that pace continues.”

Examples

simple

“The bank shows the annualized interest rate.”

contextual

“The fund reports an annualized return of six percent over the last five years.”

complex

“Although the investment gained only two percent in a quarter, its annualized growth suggests strong long-term performance if that pace continues.”

Collocations

Common phrases and expressions where native English speakers use the word “annualized” in context.

Verb

01. calculate annualized

“To compare quarters, calculate annualized growth from monthly data.”

verb + adj

02. convert to annualized

“Economists convert quarterly figures to annualized rates for comparison.”

verb + prep + adj

Adjective

03. fully annualized

“Growth of 1% in a quarter equals a fully annualized rate of 4%.”

adv + adj

Noun

04. annualized growth

“The economy posted annualized growth of 2.4% in the second quarter.”

adj + noun

05. annualized rate

“A 0.5% monthly gain equals an annualized rate of about 6%.”

adj + noun

06. annualized return

“The fund delivered an annualized return of 8% over five years.”

adj + noun

07. annualized revenue

“Based on July sales, annualized revenue is projected at $20 million.”

adj + noun

08. annualized salary

“Her part-time pay equals an annualized salary of $45,000.”

adj + noun

09. annualized yield

“The bond offers an annualized yield of 4.5% to maturity.”

adj + noun

10. at an annualized rate

“The economy grew at an annualized rate of 3% last quarter.”

11. convert to an annualized rate

“To compare fairly, convert quarterly growth to an annualized rate.”

12. on an annualized basis

“Inflation fell to 2% on an annualized basis in April.”

Usage

Typically placed before the noun it modifies, as in 'annualized rate'.

Real-World Examples

“Gross domestic product increased at a 2.2% annualized rate, revised up from the previously estimated 1.5% pace, the Commerce Department's Bureau of Economic Analysis said in its third estimate of second-quarter GDP on Wednesday.”
Reuters 30 Sept 2026
“OpenAI's annualized revenue run rate has risen by more than 70% since the beginning of the third quarter in July, the source said, declining to be named as the matter was private.”
Reuters 29 Sept 2026
“Gross domestic product increased at a 4.3% annualized rate last quarter, the fastest pace since the third quarter of 2023, the Commerce Department's Bureau of Economic Analysis said in its initial estimate of third-quarter GDP.”
Reuters 24 Dec 2025
“Gross domestic product increased at an upwardly revised 2.1% annualized rate last quarter, the Commerce Department's Bureau of Economic Analysis said in its third estimate of first-quarter GDP on Thursday.”
Reuters 25 Jun 2026

Related words

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990
Frequency
Occasional
Level
C1 · Advanced
Updated

QR code

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English Reference