ENGLISH
REFERENCE

debit card

n. countable
Definition

n. a small plastic card that lets you pay for things using the money you already have in your bank account. The money comes out of your account almost immediately after you buy something.

n. a payment card that facilitates the electronic transfer of funds from the cardholder's bank account to a merchant. Unlike a credit card, the transaction is limited by the available balance in the linked demand deposit account.


SIMPLE

I used my debit card to pay for the groceries.

CONTEXTUAL

The bank issued a new debit card with a chip for extra security when shopping online.

COMPLEX

Modern debit cards utilize near-field communication technology to enable contactless payments, streamlining low-value retail transactions while maintaining direct links to the user's primary checking account.

Usage

Commonly used with the verbs 'use', 'issue', or 'swipe'.

Pitfall

I paid it with my debit cardI paid by debit cardWhen discussing the method of payment, use 'by debit card' or 'with a debit card'; the definite article 'the' is usually omitted in the 'by' construction.

Last updated August 2, 2026