English Reference

Word

finances

Phoneticsfi·nances

US/ˈfaɪˌnænsɪz/

UK/faɪnˈænsɪz/

Plural noun Finance

Definition

n. the money you have and how you spend or save it.

n. the monetary resources, assets, or funds available to an individual, organization, or government.

Examples

“She is trying to get her personal finances in order.”

“The committee met to discuss the company's finances after a difficult quarter of low sales.”

“A thorough audit of the municipal finances revealed several discrepancies between the projected tax revenue and the actual funds available for infrastructure projects.”

Examples

simple

“She is trying to get her personal finances in order.”

contextual

“The committee met to discuss the company's finances after a difficult quarter of low sales.”

complex

“A thorough audit of the municipal finances revealed several discrepancies between the projected tax revenue and the actual funds available for infrastructure projects.”

Usage

Always used in the plural form when referring to a person's or company's overall money situation.

Real-World Examples

“This year’s return to the Champions League should help City’s finances.”
The Guardian 20 Aug 2026
“The challenge for ministers is that the costs to the economy and to government finances of the Neet crisis is £125bn a year and rising.”
The Guardian 9 Aug 2026

Synonyms

Antonyms

Domain

Finance

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B2 FirstIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.5.5–6.5TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 4.0–4.572–94TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.785–944
Frequency
Frequent
Level
B2 · Upper Intermediate
Updated

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English Reference