English Reference

Word

homeowner

Phoneticshome·own·er, stress on the first syllable

US/ˈhoʊˌmoʊnɝ/

UK/hˈəʊməʊnɐ/

Countable noun

Definition

n. a person who owns the house or apartment they live in. You are a homeowner if you have bought your home rather than renting it from a landlord.

n. an individual who possesses the legal title to a private residence. Refers to the owner-occupier of a dwelling rather than a commercial landlord.

Examples

“The new homeowner spent the weekend painting the living room.”

“Local property taxes often increase when a homeowner decides to build an extension or a new garage.”

“Rising interest rates have placed a significant financial burden on the average homeowner, particularly those with variable-rate mortgages who did not lock in lower payments.”

Examples

simple

“The new homeowner spent the weekend painting the living room.”

contextual

“Local property taxes often increase when a homeowner decides to build an extension or a new garage.”

complex

“Rising interest rates have placed a significant financial burden on the average homeowner, particularly those with variable-rate mortgages who did not lock in lower payments.”

Collocations

Common phrases and expressions where native English speakers use the word “homeowner” in context.

01. homeowner associations

Usage

Commonly used in the context of real estate, insurance, and local government policy.

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B1 PreliminaryIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.4.0–5.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 3.0–3.544–71TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.550–784
Frequency
Frequent
Level
B1 · Intermediate
Updated

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English Reference