English Reference

Word

ISA

Phoneticsisa

/ˈisə/

Definition

n. Stands for Individual Savings Account. A special type of bank account in the UK that lets you save money without paying tax on the interest you earn.

n. Abbreviation for Individual Savings Account. A tax-efficient savings or investment account available to residents of the United Kingdom.

Examples

“I put my savings into an ISA to avoid paying tax.”

“The government sets a maximum limit on how much money you can deposit into an ISA each tax year.”

“While a Cash ISA offers guaranteed returns through interest, a Stocks and Shares ISA carries more risk but provides the potential for higher long-term growth within a tax-free wrapper.”

Examples

simple

“I put my savings into an ISA to avoid paying tax.”

contextual

“The government sets a maximum limit on how much money you can deposit into an ISA each tax year.”

complex

“While a Cash ISA offers guaranteed returns through interest, a Stocks and Shares ISA carries more risk but provides the potential for higher long-term growth within a tax-free wrapper.”

Usage

Commonly used as a countable noun; the acronym is typically pronounced as a single word rather than individual letters.

Real-World Examples

“The average rate for an easy access cash ISA was 2.73%.”
BBC News · 19 Aug 2026
“Teleri Evans was 25 when she began saving into a Help To Buy ISA then a couple of years later she took out a stocks and shares Lifetime ISA.”
BBC News · 10 Aug 2026

Domains

AccountingComputingFinance

This entry

Level
C1 · Advanced
Frequency
Frequent
Updated

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English Reference