English Reference

Word

contingency

Phoneticscon·tin·gen·cy, stress on the second syllable

US/kənˈtɪndʒənsi/

UK/kəntˈɪndʒənsi/

Definitions

01a backup plan or provision

C1 · Advanced Countable noun Formal

n. something that might happen in the future, especially a problem, that you must be prepared for.

n. a future event or circumstance which is possible but cannot be predicted with certainty.

“We have a contingency plan in case the outdoor wedding is ruined by rain.”

“The government has developed several contingencies to address a potential energy crisis during the winter months.”

Usage

Often used with the preposition 'for'.

Teaching tip

Learners often encounter this in the phrase 'contingency plan', which is more common in business than the standalone noun.

Antonyms

02extra money for emergencies

C1 · Advanced Uncountable noun Finance Technical · Formal

n. an extra amount of money that is saved to pay for unexpected costs.

n. a sum of money set aside to cover unforeseen expenses, particularly within a project budget or financial contract.

“The total budget includes a ten percent contingency for any extra building costs.”

“The project manager insisted on a significant contingency to mitigate the risks associated with fluctuating raw material prices.”

Usage

Usually functions as an uncountable noun when referring to the general fund, but countable when referring to specific line items.

Teaching tip

In professional project management, this is a standard term for the 'safety margin' in a budget.

Synonyms

reservebufferemergency fund

03the state of being uncertain

C2 · Proficiency Uncountable noun Academic · Formal

n. the fact that something depends on chance or other events to happen.

n. the philosophical or logical status of being neither necessary nor impossible; the quality of happening by chance.

“The contingency of life means that even the best plans can change in a second.”

“The historian argued that the revolution was a matter of historical contingency rather than an inevitable outcome of social forces.”

Usage

Uncountable in this abstract sense.

Teaching tip

This is a high-level academic sense used in philosophy and logic to discuss things that are not guaranteed to happen.

Collocations

Common phrases and expressions where native English speakers use the word “contingency” in context.

Noun

01. contingency plan

“The company has a contingency plan in place in case the merger falls through.”

noun + noun

02. contingency table

“The researcher used a contingency table to analyze the relationship between the two categorical variables.”

noun + noun

Real-World Examples

“Ensuring treatment providers have contingency plans for patients amid disaster, and including these providers in community disaster preparedness and recovery planning, are two key steps that could help limit future harm elsewhere.”
The Conversation 18 Aug 2026
“Government contingency plans had "never been stress tested" and officials and ministers were "forced to improvise, establishing new emergency procurement and distribution systems within days".”
BBC News 14 Jul 2026

Etymology

From contingent + -cy (16th century).

Etymology adapted from Wiktionary, available under CC BY-SA 4.0.

Word family

NOUN

contingency(C1)

Domains

FinanceLogic

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.C1 AdvancedIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.7.0–8.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 5.0–5.595–113TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.945–990
Frequency
Frequent
Level
C1 · Advanced
Updated

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English Reference