ENGLISH
REFERENCE

insurance

n. uncountable
B2 Upper Intermediate Oxford US //ˌɪnˈʃʊɹəns// UK //ɪnʃˈɔːɹəns// in·sur·ance General-service

n. an agreement where you pay a company money, and they pay for the costs if you have an accident, illness, or loss.

n. a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company.


SIMPLE

You need car insurance before you can drive on the road.

CONTEXTUAL

The homeowner filed a claim with his insurance company after the storm damaged the roof.

COMPLEX

While basic coverage is mandatory, many families opt for comprehensive insurance to mitigate the financial risks associated with unforeseen medical emergencies or structural property damage.

Synonyms
Origin

From the older form ensurance, see also assurance. By surface analysis, insure + -ance.

Usage

Typically uncountable when referring to the system or concept; can be used as a modifier before other nouns like 'policy' or 'agent'.

Pitfall

I need an insurance for my carI need insurance for my carInsurance is uncountable in this context and does not take the indefinite article 'an'.

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