English Reference

Word

insurer

Phoneticsin·sur·er, stress on the second syllable

US/ˌɪnˈʃʊɹɝ/

UK/ɪnʃˈɔːɹɐ/

Countable noun Finance

Definition

n. a company that pays for damage or loss when you have an insurance policy. You use this word when talking about the business that covers your car, home, or health.

n. an entity that underwrites risk and provides financial compensation for specified losses in exchange for premiums. Typically refers to insurance companies rather than individuals.

Examples

“My insurer paid for the car repairs.”

“The insurer rejected the claim because the policy did not cover flood damage.”

“The insurer adjusted its premiums upward after analyzing the rising frequency of severe weather events across the region.”

Examples

simple

“My insurer paid for the car repairs.”

contextual

“The insurer rejected the claim because the policy did not cover flood damage.”

complex

“The insurer adjusted its premiums upward after analyzing the rising frequency of severe weather events across the region.”

Real-World Examples

“Across both payouts, all but $2m was covered by Arconic’s insurers.”
The Guardian 18 Aug 2026
“Insurers say that some doctors may recommend too much unnecessary care if left to their own devices.”
The Conversation 18 Aug 2026
“It’s worth contacting your insurer to find out exactly what is and what isn’t included in your policy and if there are any waiting times.”
The Local 13 Aug 2026

Word family

Domain

Finance

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B2 FirstIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.5.5–6.5TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 4.0–4.572–94TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.785–944
Frequency
Frequent
Level
B2 · Upper Intermediate
Updated

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English Reference