English Reference

Word

loaning

Phoneticsloan·ing, stress on the first syllable

US/ˈɫoʊnɪŋ/

UK/lˈəʊnɪŋ/

Definition

v. to lend something to someone for a time and expect it back. You use it when you let someone use your things for a while.

v. to lend money or an object temporarily, with the expectation that it will be returned. Often used interchangeably with 'lend', especially in American English.

Examples

“She is loaning her bike to her brother today.”

“The library is loaning out laptops to students who need them for exams this week.”

“Despite tight budgets, the museum is loaning rare paintings to smaller galleries to widen public access to its collection.”

Examples

simple

“She is loaning her bike to her brother today.”

contextual

“The library is loaning out laptops to students who need them for exams this week.”

complex

“Despite tight budgets, the museum is loaning rare paintings to smaller galleries to widen public access to its collection.”

Collocations

Common phrases and expressions where native English speakers use the word “loaning” in context.

Verb

01. loan book

“She agreed to loan her book to me for the weekend.”

verb + noun

02. loan car

“My dad agreed to loan his car for my driving test.”

verb + noun

03. loan equipment

“The school will loan equipment to students for sports day.”

verb + noun

04. loan for week

“Can you loan your tent for a week during the holidays?”

verb + prep + noun

05. loan money

“My brother offered to loan money so I could buy a new laptop.”

verb + noun

06. loan to friend

“I decided to loan my camera to my friend for the trip.”

verb + prep + noun

Adjective

07. freely loan

“Our neighbour will freely loan his tools to anyone on our street.”

adv + verb

Noun

08. loan agreement

“We signed a loan agreement before borrowing the projector.”

noun + noun

09. loan period

“The loan period for library books is three weeks.”

noun + noun

10. loan a book for days

“The library can loan a book for days at a time.”

11. loan money to a friend

“I can loan money to a friend for a short time.”

12. offer to loan a car

“My uncle offered to loan a car for the weekend.”

Usage

The verb is transitive and takes a direct object, often with 'to' for the recipient.

Pitfall

Can I loan your pen for a minute?

Can I borrow your pen for a minute?

Learners confuse 'loan' (to give) with 'borrow' (to take); use 'borrow' when you are receiving.

Real-World Examples

“The US is loaning oil from the SPR to companies that will repay in crude, with premiums of up to 24%.”
Reuters 29 Sept 2026

Related words

This entry

Exam level
CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B1 PreliminaryIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.4.0–5.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 3.0–3.544–71TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.550–784
Frequency
Occasional
Level
B1 · Intermediate
Updated

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