Word
repay
Phoneticsre·pay, stress on the second syllable
US/ɹiˈpeɪ/
UK/ɹɪpˈeɪ/
Irregular verb
Forms
Infinitive
repay
Past
repaid
Past participle
repaid
Definitions
01to pay back money
B1 · Intermediate
v. to give back money that you have borrowed from a person or a bank.
v. to refund or pay back a debt or loan. Transitive, requiring a direct object representing the amount or the creditor.
“He promised to repay the loan in full by the end of the year.”
“The borrower is legally obligated to repay the principal amount along with any accrued interest according to the agreed schedule.”
Usage
Often used with 'loan', 'debt', or 'mortgage'.
02to return a favour
B2 · Upper Intermediate
v. to do something good for someone because they were kind or helpful to you in the past.
v. to requite or reward a person for a service, kindness, or injury. Transitive, often taking the person as the object.
“I hope I can repay your kindness one day.”
“She felt a strong desire to repay her mentor's guidance by achieving success in her own academic career.”
Usage
Commonly collocates with 'kindness', 'generosity', or 'hospitality'.
Synonyms
03to be worth the effort
C1 · Advanced Formal
v. to be worth the time or work you put into something because the result is good.
v. to yield a return or result that justifies the effort or attention expended.
“The beautiful view from the top of the mountain will repay your hard work.”
“The historical documents are difficult to read, but they will repay careful study by providing unique insights into the period.”
Teaching tip
This sense is more common in formal writing and literature than in everyday conversation.
Synonyms
04to coat with tar again
C2 · Proficiency Science Technical
v. to cover a surface, like the bottom of a wooden boat, with tar or pitch for a second time.
v. to apply a fresh coat of tar, pitch, or similar waterproof material to a surface, typically a ship's hull.
“The sailors had to repay the deck to keep the water out.”
“Maintenance of the vintage vessel required the crew to periodically repay the seams with hot pitch to ensure it remained seaworthy.”
Usage
Specific to nautical maintenance and traditional shipbuilding.
Synonyms
Etymology
From Old French repaier (“to pay back”), from re- + paiier (“to pay”), from Latin pācāre (“to settle, to make peaceful”), from pāx (“peace”) + -ō (forming verbs). Equivalent to re- + pay. Cognate with repacify and French repayer (“to pay again”).
Etymology adapted from Wiktionary, available under CC BY-SA 4.0.
Word family
VERB
NOUN
Domain
- Exam level
- CambridgeCambridgeCambridge English QualificationsThe exam suite from Cambridge University Press & Assessment, from A1 Movers up to C2 Proficiency. The benchmark names double as CEFR labels.B1 PreliminaryIELTSIELTSInternational English Language Testing SystemThe 0–9 band test co-owned by the British Council, IDP, and Cambridge. Used for university entry, work, and migration.4.0–5.0TOEFL iBTTOEFL iBTTest of English as a Foreign Language, Internet-Based TestETS's academic English test, the standard route for US university admissions. Scored 0–120, with a 1–6 scale since 2026.1–6 scale: 3.0–3.544–71TOEICTOEICTest of English for International CommunicationETS's workplace English test, big in Japan and Korea. Listening & Reading scores 10–990 and tops out at C1.550–784
- Frequency
- Frequent
- Level
- B1 · Intermediate
- Updated
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