English Reference
noun · adjective · preposition

saving

n. · adj. · prep.
US /ˈseɪvɪŋ/ UK /sˈeɪvɪŋ/ sav·ing UK spelling savings

  1. 01 B1 Intermediate

    n.the money you have kept and not spent, usually in a bank account.

    n.the accumulation of money set aside for future use rather than immediate consumption; typically used in the plural.

    Simple

    She used her savings to buy a new car after her old one broke down.

    In context

    After years of disciplined budgeting, they had accumulated enough savings to provide a substantial down payment on their first home.

    Pitfall
    I have a lot of saving in the bank. I have a lot of savings in the bank.

    When referring to the money you have kept, use the plural form 'savings'.

    nest eggcapitalfunds
  2. 02 B1 Intermediate

    n.an amount of money or time that you do not have to use or spend.

    n.a reduction in the amount of a resource, such as time or money, required for a specific purpose.

    Simple

    Buying the larger box offers a saving of two dollars.

    In context

    The new insulation system resulted in a significant saving on the factory's annual energy expenditure.

  3. 03 C1 Advanced Formal

    adj.something that rescues someone or makes a bad situation better.

    adj.having the property of rescuing from harm, failure, or moral damnation.

    Simple

    His sense of humor was his only saving grace in a very difficult meeting.

    In context

    The protagonist's saving act of courage at the end of the novel provides a sense of moral resolution for the reader.

  4. 04 C2 Proficiency FormalLiterary

    prep.a formal way to say 'except' or 'but'.

    prep.excluding; with the exception of. Often used in formal or literary contexts.

    Simple

    The room was empty saving for a single wooden chair in the corner.

    In context

    The contract was finalized and agreed upon by all parties, saving for a minor clause regarding the delivery schedule.

Usage saving lives

Her savings pay for things she cannot get for free: this year the big thing she was saving for was the college ski trip.

The Guardian· 15 Aug 2026

The costs appear immediately, while the savings arrive years later – often benefiting a different government.

The Guardian· 9 Aug 2026

From save + -ing.

Etymology adapted from Wiktionary, available under CC BY-SA 4.0.

This entry
Level B2 · Upper Intermediate
Frequency Common
Updated