adjuster

Definition

n. a person whose job is to decide how much money an insurance company should pay for a claim. They look at the damage to see if the claim is fair.

n. a professional representative of an insurance company who investigates claims to determine the extent of the insurer's liability. Often involves evaluating physical damage or financial loss to reach a settlement.

simple

“The insurance adjuster visited our house to look at the roof damage.”

contextual

“After the car accident, the adjuster reviewed the police report and the repair shop's estimate before approving the payment.”

complex

“A public adjuster may be hired by the policyholder to negotiate a higher settlement if the insurance company's initial offer is deemed insufficient to cover the losses.”

Common phrases and expressions where native English speakers use the word “adjuster” in context.

Verb

01. adjuster estimates

“Once the adjuster estimates the repair costs, the check will be issued.”

noun + verb

02. adjuster inspects

“The adjuster inspects the vehicle to see if it is a total loss.”

noun + verb

03. appoint adjuster

“The company will appoint an adjuster to investigate the cause of the fire.”

verb + noun

04. consult adjuster

“You should consult an adjuster to determine the replacement cost of your equipment.”

verb + noun

Adjective

05. claims adjuster

“A claims adjuster will review your medical records before approving the payout.”

adj + noun

06. independent adjuster

“The firm hired an independent adjuster to ensure a fair valuation of the loss.”

adj + noun

07. insurance adjuster

“The insurance adjuster visited the property to assess the flood damage.”

adj + noun

08. public adjuster

“Policyholders sometimes hire a public adjuster to negotiate with their insurance company.”

adj + noun

Noun

09. report by adjuster

“The final settlement was based on the detailed report by the adjuster.”

noun + prep + noun

10. act as an adjuster

“He was hired to act as an adjuster for several major maritime claims.”

11. disagree with the adjuster

“The homeowner chose to disagree with the adjuster regarding the value of the roof.”

12. send an insurance adjuster

“The agency promised to send an insurance adjuster to the site within twenty-four hours.”

Commonly used in the context of insurance (claims adjuster) or mechanical settings (a tool that changes a setting).

“Desk adjusters handle claims remotely, working from photos, drone imagery, documents and phone calls instead of visiting the property.”

Insurance Business 9 Oct 2026

“Claims adjusters are pushing back as insurance companies put more artificial intelligence into the claims process.”

TechSpot 1 Sept 2026

“Although insurers maintain some number of inspectors, known as claims adjusters, across the U.S. year-round, they must redeploy staff from other areas or hire contract workers to fill gaps when catastrophes like Hurricanes Harvey and Irma strike.”

carriermanagement.com 11 Sept 2017