English Reference
noun

liability

n.
US /ˌɫaɪəˈbɪɫɪti/ UK /lˌaɪəbˈɪlɪti/ li·a·bil·i·ty UK spelling liability's

  1. 01 B2 Upper Intermediate Formal Law

    the state of being legally responsible for something, such as a debt or an accident.

    the state of being legally responsible for something; the condition of being bound by law or equity to make good a loss.

    Simple

    The company admitted liability for the accident and paid for the repairs.

    In context

    The contract includes a clause that limits the manufacturer's liability in the event of a mechanical failure caused by improper maintenance.

    Usage

    Often used with the verbs 'admit', 'accept', or 'limit'.

  2. 02 B2 Upper Intermediate Technical Accounting

    an amount of money that a person or company owes.

    a financial obligation or debt recorded on a balance sheet.

    Simple

    The business has more liabilities than assets, which is a bad sign for investors.

    In context

    The auditor noted that the firm's long-term liabilities had increased significantly due to the recent acquisition of its competitor.

    Usage

    Usually plural in a business context.

  3. 03 B2 Upper Intermediate Informal

    a person or thing that causes problems or puts you at a disadvantage.

    a person or thing whose presence or behaviour is likely to cause embarrassment or misfortune.

    Simple

    His constant lateness made him a liability to the rest of the team.

    In context

    The candidate's history of controversial public statements became a major liability during the final weeks of the election campaign.

    Teacher's tip

    In British English, this is frequently used to describe a person who is out of control or likely to cause trouble, especially when drinking.

  4. 04 C1 Advanced AcademicFormal

    the state of being likely to experience or be affected by something.

    the quality or state of being susceptible to something, often something negative.

    Simple

    Some people have a genetic liability to certain types of diseases.

    In context

    The study explored the environmental factors that increase a child's liability to developing respiratory issues later in life.

The important issue is there was no intention to kill innocent people, there was a true belief that Hamas had taken control of the convoy and therefore there’s no criminal liability.

The Guardian· 20 Aug 2026

It is not the purpose of this activity to apportion blame or liability".

BBC News· 10 Jun 2026

From liable + -ity.

Etymology adapted from Wiktionary, available under CC BY-SA 4.0.

This entry
Level B2 · Upper Intermediate
Frequency Common
Updated